Friday, 1 July 2016

Why you should get pre-approvals before investing in real estate



The second step is to get pre-approvals. Getting pre-approvals is also as easy as checking your finances. You can only get pre-approvals directly from a lender or through an entrusted mortgage broker. It is highly recommended that you go through a mortgage broker before you apply for any pre-approvals because this will be beneficial on your part if you think your financial situation cannot help you invest in real estate. You should try and get less than 5 pre-approvals. This is because respective lenders will check your credit history anytime you apply for a pre-approval. There should not be any multiple inquiries because it will send red flags to lenders and they are likely to deny your application.  

From many of Scott Yancey real estate events, audiences are advised that in order to determine whether they can be able to invest in real estate regardless of their financial situation, they should first be able to find out whether they qualify for loans. Secondly, they should be able to check their credit rating to ensure it is positive. If not, they should try and repair their credit scores. Thirdly, they should consider reducing their credit or debit card limit. These are basically simple steps of trying to determine whether indeed you will have enough finances to invest in real estate.

For more information visit website through #ScottYancey.

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